Have you seen a vehicle you like but not sure if you can get the financing?
At El Cajon Mitsubishi, we'll do whatever it takes to get you into one of our cars, no matter what your credit is like. From repossession to bankruptcy to low scores, we've got your back, and we have a 99.7% loan approval rating to prove it. If you're dealing with one of these issues, we have some great options for you to consider.
Never fear! The El Cajon Mitsubishi Loan Center handles all types of credit issues, including bankruptcy, repossessions, divorce, poor credit, 1st time buyers, etc. We have a 99.7% approval rating for our clientele.
If you have a low credit score, we'll work with local lenders to get you the best low-interest and low-payment loans we can to make the costs affordable. You can also apply for a high-risk loan, which has a high interest rate but gives a boost to your credit score every time you make a payment on time. This is a good option if you're in a good financial position to make payments and you need to get your score back up.
You can apply on line using our credit application form or email us through our website. Your current employment is your credit source! We can help you get into a vehicle!
There are a few ways you can get in touch with us to get pre-approved for a loan, streamlining your buying process and saving time. Send us an email through our website, or give us a call at (866) 621-0894 to get pre-approved and we'll get back to you as quickly as possible. You can also fill out our online Special Financing Form and we will get back to you promptly for any assistance you may require.
We are at your service, so call us or email us to get you into your vehicle TODAY!
Credit scores are an important part of financing any big purchase, including buying a car. They can also cause confusion, which is why we've put together a list of frequently asked questions we get about credit scores. If you have any other questions about financing a new or used car or the importance of credit scores, feel free to contact us at El Cajon Mitsubishi. We'll help you get the financing you need and deserve to find the car of your dreams!
A credit report pools your performance with all of your creditors into a single score. It is important because your report essentially tells a potential creditor how likely you are to pay them back for a loan.
A lot of people establish good credit by initially getting a credit card with a modest limit. Make a few purchases every month and be sure to pay them off before your due date. Before you know it, you might decide to get another card or apply for a car loan.
Pay all of your bills on time. Make sure that the balances on any of your credit cards stay low so that you can pay them off every billing cycle. Don't try to obtain credit if you don't need it. This could prove too irresistible and you may overextend yourself.
First things first, do all of the things you would do if you were maintaining a good score. At the same time, negotiate with those holding your outstanding accounts and arrange payment plans.
If you struggle with your credit score, you are not alone. While it is not ideal, it is also not the end of the world. You can often work with creditors to find workable solutions.
Setting out on the journey to buy or lease a new car can be a daunting task by itself, before you figure in all the fancy lingo dealerships use when negotiating things like contracts and monthly payments. If you're new to the whole thing, it might feel like buying or leasing a car involves learning an entirely new foreign language. Honestly, though, the terminology isn't all that difficult once you have the grasp of a few basic terms. Here's a quick, fundamental overview.